Garages · MOT centres · Tyres · Vehicle repair
Is your card payment setup still right for your garage?
Garages, MOT centres and tyre fitters take payments in a way that does not look much like a shop. A free 15-minute review looks at what you actually pay, how you actually take payment, and whether your current arrangement still fits.
- Free 15-minute review
- No obligation to switch
- Independent consultancy working with Dojo
Free · No obligation · No pressure to switch
The review
What gets looked at
A useful review is more than a rate comparison. These are the areas that tend to make the biggest practical difference to a vehicle repair business.
Total cost, not just the headline rate
Transaction rates, authorisation fees, terminal hire, monthly account and PCI charges — added up so you can see the real cost of taking a card payment.
Your transaction profile
Small parts and consumables sit alongside four-figure repair bills. Volume, average ticket and the debit/credit mix all change how a pricing structure behaves.
Terminals and connectivity
Reception counter, workshop, forecourt or roadside. Fixed, portable and mobile terminals each suit a different way of working, and signal across the site matters.
Settlement
When money actually lands in the business account affects paying for parts and managing cash flow through a busy week.
Reporting and reconciliation
How easily card takings can be matched to job cards, invoices and your garage or booking system at the end of the day.
Contract position
Minimum term, end date and notice period — so any decision is made with the paperwork in front of you rather than after the event.
Why garages are worth reviewing properly
No two garages take payment the same way. A busy MOT bay running a high number of modest tickets has a very different cost profile to a specialist doing a handful of large repairs each week, and a tyre centre with a walk-in trade sits somewhere else again. That is why a review starts with your own statement and your own working pattern rather than a generic comparison.
Payment often happens at an awkward moment: the customer is collecting keys, the phone is ringing and someone is waiting at the counter. A setup that suits the business makes that moment quick and reliable — the terminal connects first time, the receipt prints or sends, and the takings are easy to reconcile later.
Ryan is an independent payments consultant working with Dojo. The review is intended to give you a clear picture of your current position first. If your existing provider already suits you, that is a legitimate answer and you will be told so.
“If staying with your current provider makes more sense, I'll tell you.” — Ryan Knight
Next step
Two easy ways to get a straight answer
Book a short conversation, or send a recent merchant statement and Ryan will come back to you with a plain-English summary.
Book a 15-minute review
A short, no-obligation conversation at a time that suits you.
Send a statement
Send a recent merchant statement and Ryan can review the rates, fees, contract position and overall payment setup. No obligation to switch.
Garage FAQs
Frequently asked questions
Ryan looks at a recent merchant statement alongside how the business actually takes payment — counter, collection, mobile or over the phone — and explains what you are paying in total, what is fixed, what varies with card mix, and where your contract stands.
It can. A wide spread of transaction values, and the balance between debit and credit cards, changes how different pricing structures work out. Any comparison worth acting on should use your own figures rather than a typical example.
That depends on how your customers pay. Some garages only ever take payment at a reception counter; others collect on handover, in the yard or at the roadside. Ryan can talk through fixed, portable and mobile options and what each would realistically mean for you.
Yes. Connectivity is part of the review. Workshops with thick walls, metal shutters or a signal that varies across the site are common, and how a terminal falls back between Wi-Fi and mobile data is a fair thing to assess.
Reporting and reconciliation are included in the review — how payments are grouped, when they settle into your bank, and how easily takings can be matched against job cards or your garage management system.
Many merchant agreements have a minimum term and a notice period. Ryan will read the paperwork with you so you know your end date and notice position before you make any decision.
Only if it genuinely looks better for your business. Staying where you are is a perfectly normal outcome of the review, and there is no obligation at any point.
Explore further
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Ryan Knight Payments Ltd is an independent payments consultancy working with Dojo payment solutions.